FINANCIAL Calculator 01

Compound Growth Calculator

Many financial calculators online are overly simplistic, often overlooking factors like inflation and sequence-of-returns risk. This calculator, along with its corresponding Monte Carlo tool, provides a more comprehensive view of potential outcomes.

Compound interest

Estimate how your balance may grow over time.

Portfolio assumptions from Dimensional's model portfolio table ↗

Projected balance

$514,035

After 20 years

Total principal$173,427
Total interest$340,607
Real rate of returnThe REAL RATE OF RETURN Adjusts investment returns for inflation to show the actual increase in purchasing power. The formula is:
(1 + Return) ÷ (1 + Inflation) − 1
6.80%
Inflation-adjusted balance$284,609Estimated value in today's dollars

Principal and interest

Principal Interest
$0$129k$258k$386k$515kYear 1Year 10Year 20View computed values in a new tab ↗

Inflation-adjusted growth

Values use the real rate of return and are shown in today's dollars. Contributions are treated as maintaining their purchasing power.

Principal Interest
$0$71k$143k$214k$285kYear 1Year 10Year 20View computed values in a new tab ↗